LeasePLUS is a proud sponsor of the 2025 NSW Health Awards
LeasePLUS is proud to be sponsoring the 2025 NSW Health Awards, supporting the recognition of staff and volunteers across NSW Health's districts, networks, and health organisations.
The NSW Health Awards celebrate personalised, sustainable, and digitally enabled healthcare programs that deliver meaningful outcomes for patients and communities.
LeasePLUS is honoured to help spotlight the individuals and teams making a real difference in healthcare every day. Our partnership reflects a shared commitment to innovation, excellence, and wellness across the state.

Standard Salary Packaging
What expenses can you salary package?
As a NSW Health employee you can claim $9,009 of General Living expenses (like car, mortgage, rent and credit card payments) from your employer, plus $2,650 worth of Meal Entertainment (restaurant meals and home catering expenses). This means up to $11,659 in salary can be paid to you tax-free every year.
You may also be eligible for additional tax free payments if you take out a novated lease on your family car.
Benefits of salary packaging
- More take home pay - By reducing your taxable income, you pay less income tax, and potentially increase your take-home pay.
- Uses expenses you already pay - Mortgage, rent, credit card payments, and restaurant meals can all be salary packaged. You may even be eligible to package remote area housing expenses or relocation costs.
- Most of your colleagues do it - Over 75% of Australian public health service employees are salary packaging.
- Improved lifestyle - New vehicles, catered celebrations, and restaurant meals become more affordable when salary packaged.
- It's fast and easy to apply - Applying for salary packaging takes less than 2 minutes
Why is salary packaging available to you?
Special salary packaging concessions are available to employers in the health, charity and not-for-profit industries, aimed at lowering remuneration costs and increasing remuneration outcomes for workers in these sectors.
Salary packaging is endorsed by the Australian Tax Office (ATO) and is used by thousands of NSW Health employees to optimise their income
How much tax can you save by salary packaging?
Estimating your salary packaging savings is simple. Packaged salary amounts are paid to you tax-free, so you save the tax you would otherwise have paid on the amount claimed.
Note: Savings can be impacted if you have a student loan debt, receive Centrelink benefits. Speak to SalaryPackagingPLUS to understand how your savings will be affected.
Things to consider before salary packaging
How much does salary packaging cost?
The new fee structure effective from 1 April 2023 will be as follows:
- For one salary packaging benefit item the fee is $23.50 per annum (ex GST).
- For two or more salary packaging benefit items the fee is $33.50 per annum (ex GST).
- Your mortgage repayment reimbursement up to the maximum salary packageable amount.
- Your fees will be $23.50 each year (ex GST).
- Your rental payment reimbursement up to the maximum salary packageable amount.
- Your submission of meal entertainment receipts to claim further tax savings.
- Your fees will be $33.50 each year (ex GST).
Please note: The fees quoted are based on a 50/50 share arrangement between the employer and employee. If the share arrangement changes, the fees will be adjusted accordingly.
This benefit enables you to use pre-tax income to pay for restaurant meals, or the cost of catering a get-together at home.
As a NSW Health employee you can salary package up to $2,650 worth of Meal Entertainment expenses each year including:
- Restaurant or cafe meals eaten with your friends or family.
- Professional catering costs for private functions (e.g. weddings or 21st birthdays)
- Home catering expenses including the purchase of food and drink for a self catered party or holiday celebration.
- Food and drink you consume on holiday (including overseas).
If you have permanently relocated for the purpose of your employment, you may be able to salary package the relocation costs including:
- Removal, temporary storage, shipping, and insurance of your household items during the relocation process.
- Transport costs including airfares, meals, and accommodation for you and your family that relate directly to the relocation.
- Temporary accommodation at the new or old work location.
- Utility connection costs at the new location.
- Cost of selling your old residence and purchasing the new residence including: stamp duty, legal fees, and agent commission.
The Remote Area Housing Benefit (RAHB) is available to employees who reside and work in remote areas of Australia, enabling them to salary package some of their housing expenses.
To qualify for this benefit, you must meet the criteria of remote area housing as defined by the ATO. View ATO - Remote Area Definition
The benefit has a potential salary packaging value of up to $18,018 per FBT year, of which the first $9,009 must be claimed as your General Living expenses capped annual benefit.
Claimable expenses include:
- Rental Payments for your remote area residence.
- Mortgage Interest Payments for your remote area residence.
- House Purchase Costs when you acquire land or a house in a remote area and where the property becomes your place of residence.
- Residential Fuel Costs including gas, electricity and firewood.
Novated leasing allows you to salary package the cost of owning and operating your motor vehicle and has several benefits over traditional forms of vehicle financing including:
- You pay less for the vehicle —there's no GST payable on the purchase price or running costs
- You can receive fleet discounts on the purchase price and servicing costs
- Convenience —one all-inclusive payment covers your finance, registration, insurance, fuel, servicing and tyre costs.
- Significant income tax savings
- A novated lease can be taken in addition to your other salary packaging.
To discuss your novated leasing options contact one of the NSW Health approved leasing companies directly:

Thanks to the government's new Electric Vehicle Discount Bill there are additional savings to be enjoyed if you make your next car electric under a novated lease. For further information on electric vehicles speak to the approved leasing companies.

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Call SalaryPackagingPLUS on 1300 402 523
Monday - Friday 8am - 6pm
Email: [email protected]